Saving for Retirement – It’s Never Too Late

If you’ve been keeping an eye on the news, chances are you’ve seen the struggles that the Social Security Administration is under. 30 or 40 years ago, social security was seen as something to look forward to. It would a way to supplement your income when you’re at the age where you cannot work anymore. It was a safety net for those getting older.

Today however, social security has seen cut back. The age at which a person can receive full social security benefits keeps rising. Many people question whether or not there will be any social security funds let by the time they reach retirement age. This is a common fear amongst those currently in their 30’s and 40’s.

This is why there is a strong need to have a backup plan in place when it comes to retirement and your savings. It will take more than social… Continue reading

Ways to Save Money in Tough Economic Times


In the last few years we have seen some of the toughest economic times. We’ve watched the news as banks were on the verge of closing. We’ve watched the housing market turn literally upside down and thousands of people lose their homes to foreclosure. Everything has been on the rise: food, gas; medical expenses. So today more than ever it can seem impossible to save money.

While it may seem impossible, it really isn’t impossible to save money. You can always save money is some small way. While saving a lot of money would be ideal, it isn’t always feasible. So by starting out small and working your way up, you’ll lay the foundation to savings success.

In order to begin having money to save you need to first find ways to cut back on your expenses. In order to do this try the following:

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